Farms are an interesting business model where often the place you live and the place you work are one and the same. For farms in Bay City, Midland, Oscoda, Saginaw, Tawas City, and the surrounding areas it is vitally important that they have the right farm insurance from Safeguard Insurance Agency to cover everything that they do and have on the farm. It doesn’t matter if you grow corn, have cows or pigs, or some combination of both, having the right farm insurance will protect you against losses and allow you to keep the family farm operating. Call our team today to learn more.
Every Farm is Different
No two farms are the same and this often starts with the buildings on the property. In some cases a farm will not have a home on it, and while many farm insurance policies will include a provision for the home, this can be removed if your farm does not have a home on it. Other buildings include those that you use for your livestock, buildings to house your harvesting equipment, and more.
The machinery that your farm has will also be different between two farms, and you will want to protect this investment. Likely you have several different machines and other equipment on your farm that you use for operations. In fact, because this equipment is often very expensive, farmers will have loans to purchase the equipment and the loan maker will require insurance to be carried on the equipment so that if something should happen to it, they will be made whole on the loan.
In general, any farm that has livestock as part of their farming activities, such as pigs, sheep, and other animals, should be protected against loss due to issues such as floods, wild animal attacks, being struck by a vehicle, or other events. We can talk through all of the different aspects of your farm to recommend the right coverages for your farm.
Your Farm is Indispensable
Your farm, even if it is a hobby farm, provides you with many different benefits. With this large investment in the land, buildings, equipment, and livestock it is important that you protect it all against potential damage or harm. Too often there are farms in Bay City, Midland, Oscoda, Saginaw, Tawas City, and the surrounding areas that don’t take the time to get farm insurance or get the right coverage and they struggle when bad events happen. Make the call to Safeguard Insurance Agency and speak with our knowledgeable independent agents to get your farm insurance in place.