Protecting Michigan Individuals, Families and Businesses

From auto insurance to small business insurance and everything in between, being a local independent agency with locations in Saginaw and Tawas City means we shop and compare the best insurance options on your behalf to find the best combination of cost and coverage. If you're looking for a better insurance experience, you'll love doing business with us.

Auto Insurance, Home Insurance, Business Insurance, and More In Saginaw, Tawas City, Bay City, Midland, Oscoda, MI, and Surrounding Areas

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Business Insurance and Personal Insurance

Even more reasons to choose our insurance agency

Choosing the right insurance policy can be a daunting task even for a well informed consumer. Imagine if you have no idea what you're doing?

At Safeguard Insurance Agency, our main goal is the make the process as easy, educational, and enjoyable as possible, with personalized and authentic advice from an experienced agent, who goes to bat for customers, and does the right thing every day.

One of the biggest reasons you would want to use an independent agent like us, is we work and live in your community. Proudly serving Saginaw, Tawas City, Bay City, Midland, Oscoda, MI, and the surrounding areas, so you're supporting the local economy and small business.

You're never just a number at Safeguard Insurance Agency! Contact us today.


Being Independent means that we don't work for any one insurance company. We have the ability to search multiple companies on your behalf, acting as a negotiator, to find you the best possible policy and price. You never have to haggle with an agent or insurance company again.


Not all insurance agencies are created equal. We have an in-depth knowledge of insurance policy coverages from dozens of different insurance companies. We've seen it all, and when it comes to fine print, we truly understand the coverage we are recommending.


Why sit on hold with a call center representative who doesn't know you, when you can deal with a familiar face who knows you and understands your unique situation? Our customer service is the single biggest reason why our customers refer us so many of their friends.


The entire reason you have insurance is for when you need to use it. Unfortunately, insurance contracts contain many exclusions and conditions you may be unaware of. We'll help you understand how you're covered, and walk you through your claim.


When you do business with our agency, you're not only supporting your local community, but you're being serviced by a local business who knows your name, and your unique coverage needs. You never have to deal with call-center representatives again.

Comparing auto insurance policies in Midland, MI

Insurance is never just about price, but we're really good at saving money.

Affordable insurance coverage that meets your needs is a win-win.


There are many factors that go into insurance rates, and it's no secret that rates increase every so often. Our mission among other things is to help individuals and business-owners put money back in their pockets.

Insurance doesn't have to be complicated. With us, it isn't.

Insurance can be overwhelmingly confusing. All of the jargon, terms, and coverages can make you feel like you don't understand any of it. Our team educates our clients so they fully understand what their premium dollars are being spent on.


Whether you need help finding an affordable auto insurance policy for your personal vehicle, homeowners insurance that covers your specific dwelling needs, or commercial insurance tailored to your business, we've got you covered.

  • Annual
  • Coverage

Why choose us? We believe in old-fashioned customer
service along with a few other core beliefs -

  • Effeciency

    Your time is valuable, so we work quick to deliver results.

  • Clarity

    Insurance can be confusing, we'll make it easy to understand.

  • Honesty

    When other agencies sell you what you don't need, we don't.

Our friendly & knowledgable team is our greatest competitive advantage.

What makes one insurance agency different from all the rest? Simple - people, personality, and professionalism. At Safeguard Insurance Agency, we go above and beyond to ensure your experience with us is one you won't forget.

insurance agency in Saginaw, Michigan

Looking for Affordable Car Insurance? Need Help Balancing Coverage and Costs?

Two Cars Crashed into Each Other Needing Auto Insurance in Saginaw, MI

Auto Insurance in Saginaw, Tawas City, MI, and the Surrounding Areas

Get the car insurance coverage you need, before you need it.

An accident is just that, but preparation for the unexpected can make all of the difference. Do you have sufficient liability coverage, uninsured/underinsured motorist coverage, comprehensive/collision coverage, or medical payments coverage? If you are unsure, then contact our agency today to review your existing auto insurance policy.

Homeowners Insurance in Saginaw, Bay City, Midland & Nearby Cities

Are you an existing agency client in need of policy support?

Depending on what type of request you have, it may be fulfilled by our in-house team of CSRs (customer support representatives) or by your insurance carrier directly. If you have an emergency claim, we'd recommend contacting your carrier directly.

Home, Auto, & Commercial Insurance Simplified

At Safeguard Insurance Agency we have access to a wide range of both insurance carriers and products. This gives us, and more importantly, you, flexibility and choice when it comes to your coverages and company.

Personal Insurance

Whether its home, auto, renters, boat or flood, we can help protect you and your family with custom coverages.

Business Insurance

We protect hundreds of businesses, large and small. From Farms to Lawyers, we've got you covered.

Service Center

We can help you with billing, requesting an ID card and more.  Just reach out, we can help get you what you need!

Start A Conversation With Us

Enter some basic information to get started, and our helpful team will take it from there!