Farm and Crop Insurance
Farming is one of the oldest and most important professions on the globe. Not only is farming a business, but it is also a lifestyle, which is why a unique form of farm insurance protection is required so farmers can protect themselves both commercially and personally.
Combining aspects of home insurance with business insurance, farm insurance can only be described as a personalized blend of coverage that is meant to protect the best interests of farmers, their homes, and their businesses.
At Safeguard Insurance Agency, we proudly help farmers protect their assets with farm insurance for Saginaw, Tawas City, Oscoda, Midland, Bay City, MI, and the surrounding areas. Working with you closely to find the personalized policy that matches your needs, we ensure that you are safeguarded from all angles with a comprehensive and affordable farm insurance policy you can rely on.
Farm Insurance Coverage
Your farming or ranching operation not only requires countless hours of hard work, it likely requires expensive machinery and equipment that are essential to daily operation. With the stakes so high, farmers need to have a solid farm insurance policy in place that protects them from financial losses or damages to machinery caused by a covered peril.
While farm machinery and equipment coverage is an essential type of farm insurance protection for farmers, there are many other essential forms of coverage that are provided under farm insurance coverage, such as:
- Livestock
- Farming Products
- Liability Protection
- Structures
- Feed, and more!
Not sure what type of farm insurance coverage you require? No worries. Through a comprehensive assessment of several important variables, our agents will work with you to find the ideal policy that meets your needs and surpasses your expectations!
Business Insurance for Farms
Keeping your business protected is our top priority at Safeguard Insurance Agency. From farm insurance, small business insurance, commercial auto insurance, property insurance, and much more, we have all the business insurance solutions your business not only needs to stay protected but thrive. It does not matter what your trade is or how small your business may be, we believe that all our clients deserve the same personal, undivided attention. This is why our skilled agents work directly with you to get to know your wants, needs, and requirements when helping you find the ideal business insurance coverage.
You deserve the best business insurance coverage available–let us help you find it! Contact us today to get a quote on business insurance for Saginaw, Tawas City, Oscoda, Midland, Bay City, MI, and the surrounding areas.
How to know when you need a new Farm Insurance Agent/Company
Ask yourself the following questions:
- Does your current policy have crop insurance?
- Did your agent offer crop hail policies or review yield exclusions, seed endorsements, and revenue protection?
- Does your agent re-quote your policy annually?
- Has your agent visited your farming operation?
- Does your agent explain your coverage or provide you with educational materials?
- Has sage coverage availability been discussed?
If you answered “No” to any of these questions, it’s time to speak with Safeguard Insurance Agency.
Farm insurance coverage options may include:
- Farm machinery, equipment, vehicles & trailers
- Buildings and other farm outbuildings
- Livestock insurance
- Personal Property
- Crop insurance
- Additional Living Expenses
- Liability insurance
- Sage Coverage
- Seed Endorsements
How much does Farm Insurance cost?
The cost of farm and/or crop insurance depends greatly on the type and amount of coverages you specifically need.
Because all farming operations are different, we’ll talk with you and visit your farm to do a comprehensive needs analysis to make sure that no stone is left unturned with your coverage.
If you need assistance with your farm or crop insurance, we’re the only number you need. A good farm insurance company does much more than give you a free hat or calendar!
How to get started on your Farm or Crop Quote
To get started on your quote, call our office or click over to our quotes page. Either way, we’ll make the process simple!