Renters Insurance in Tawas City
For most people, their home in Tawas City, MI will be their largest investment, including all of the items that they have inside their home. Whether you have a mortgage still or have paid off your home, it is important to maintain home insurance from Safeguard Insurance Agency on your home.
Even on homes that are paid off, the odds are that the homeowner will be unable to pay for a replacement home should the worst happen. And that’s why home insurance is so important as long as you own your home. Even renters need to have renters insurance to help protect their belongings should something happen to the structure that they are living in.
Contact our team today to learn more about renters insurance and home insurance.
Keeping Your Coverage Up To Date in Tawas City
Once you have your home insurance or renters insurance in place, it is important that you keep your coverage up to date so that you are properly protected. It helps a lot if you have a list of the things that you are listing in your insurance coverage, such as the electronics that you have, any tools, furniture, and more. As you update these items over time, it is a good idea to work with our team to update your coverage periodically.
While doing this inventory of your important items, it is a great practice to also take a picture, or several, to help with proving the items you have. These images you can keep in a personal cloud account that you can access anytime that’s needed. Also, try to keep receipts when you purchase things, as this will help to ensure that replacement values are accurate. All of this will help should you ever need to file with your insurance company.
Home Insurance Coverage in Tawas City, Michigan
Your home insurance may have a loss of use clause where you will have expenses associated with a different living location paid for until your home in Tawas City, Michigan, is capable of occupancy. You likely have other structures on your property, such as a shed or a fence. These are typically covered up to a percentage of the dwelling amount. Another big coverage area is your personal belongings, such as furniture, clothes, utensils, appliances, and more. Talk with our team at Safeguard Insurance Agency today.
Don’t leave your residence and all of your belongings unprotected from theft, fire, natural disaster, or other event. The rich natural resource base of the area: forest lands, Lake Huron and wildlife, combined with the protection offered by Tawas Bay, inspired the founding of the city and provided resources to support a lumber industry. Tawas City was founded in 1854 as the first city to be located on the shores of Saginaw Bay and Lake Huron north of Bay City, Michigan.
Contact our team to get the right protection in place today.